About Lily Kondo. Lily Kondo is a Loan Originator in Palm Beach Gardens, FL, and has been in the real estate and mortgage industry since 1978. She began her career as a real estate agent and later became a general manager and trainer at one of the largest offices in Palm Beach County. In 1985, Lily earned her mortgage license and dedicated her time and effort exclusively to mortgage lending. Lily is experienced in FHA, VA and Conventional loans along with many types of down payment assistance programs. She works with persistence and intelligence to find the right mortgage options to meet her clients’ needs. Contact Lily to learn more today!