Lily Kondo has been in the Real Estate and Mortgage business since 1978., first as a Real Estate agent and later as a General Manager and Trainer of one of the largest offices in Palm Beach County during the years of 1980 and beyond. In 1985. Lily first obtained her mortgage license and decided to dedicate all her time and effort exclusively to the mortgage lending business. Today Lily’s experience covers FHA/VA Conventional and many types of down payment assistance programs. She works with persistence and intelligence to obtain the most reasonable rates and terms of the industry for her clients.